Unfortunately accidents do occur. As independent agents, our primary focus is to see that you get a fair and prompt settlements in the event you file a claim with your insurance carrier or your company sustains a loss. Additonally, for business claims, we will work with the assigned adjuster to see to it that you get your operation back up and running as quickly as possible.
To file a claim directly with your carrier:
- Please contact the appropriate claims department phone number from the list provided.
- If you do not see your carrier listed, please contact McCarty Insurance Agency at 324-1421 during normal business to hours.
How will filing a claim affect my auto insurance rates?
In most cases, Comprehensive claims and "not-at-fault" accidents will not raise your insurance rates. However, accidents that are deemed "at-fault" and "moving violations" will be counted against you and insurance carriers can legally charge you an increased premium at your next renewal.
What should I do if I think I have a claim?
As licensed agents in California, our office staff is required to report all possible claims to the appropriate insurance carrier. Therefore, we advice our clients to decide whether or not they want a claim on their record prior to contacting our office.
How will filing a claim affect my auto insurance rates?
In most cases, Comprehensive claims and "not-at-fault" accidents will not raise your insurance rates. However, accidents that are deemed "at-fault" and "moving violations" will be counted against you and insurance carriers can legally charge you an increased premium at your next renewal.
How do I report a claim?
Most auto insurance carriers require a first hand report by the driver involved in the accident. Please contact the appropriate Claims Department below to file a claim directly with your carrier immediately following the accident. If you do not see your carrier or you would like to speak with your agent, please contact McCarty Insurance Agency at 324-1421 during normal business hours. |
